Ink Business Cash® Credit Card: Boost Your Business Rewards

The Ink Business Cash® Credit Card is a smart choice for small businesses looking to maximize cash back on essential purchases. With generous rewards in common business categories and a substantial welcome bonus, this card offers value right from the start.

By: My Next Credit

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Reward on Office Supplies and Internet Services

Earn 5% cash back on your business essentials. This is the perfect card for keeping up with office spending. You'll get 5% back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each year. This makes it easy to save on the things you already need to run your business, turning your everyday expenses into valuable rewards.

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Dining and Gas Rewards

Enjoy 2% cash back on your most common business expenses. This card is ideal for covering business lunches or travel, as you’ll get 2% back on the first $25,000 spent in combined purchases at gas stations and restaurants each year. It's a simple way to get rewarded for your everyday spending, helping you save money on the go.

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1% Unlimited Cash Back

Get 1% cash back on all your other purchases, with no limit on how much you can earn. This flat rate ensures that every purchase you make, big or small, helps your business earn valuable cash back year-round. It's a simple and effective way to turn your everyday spending into savings, helping your business grow and thrive with every transaction.

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No Annual Fee

Benefit from no annual fee, keeping your business costs low. This allows you to focus on what really matters: growing your business without the burden of additional expenses. Every dollar you save on fees is a dollar you can reinvest in your operations, marketing, or team. It’s a simple, smart way to make your card a partner in your business's success.

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Ink Business Cash® Credit Card Overview

The Ink Business Cash® Credit Card is tailored for small business owners who want to maximize their spending across categories essential to daily operations. This card stands out with 5% cash back on office supplies and utilities, and 2% cash back on dining and gas purchases, both with annual spending limits that renew each year. With no annual fee, business owners can enjoy these rewards without additional costs. Plus, the card offers a generous sign-up bonus, helping new cardholders start off with extra funds. For business owners looking to keep operational expenses low while earning cash back, this card is a great fit. It also includes employee cards at no extra cost, making it easier to consolidate spending and rewards within one account.

  • What credit score is required for approval?

    Applicants with good to excellent credit (typically 700+) have a higher chance of approval.

  • Are employee cards included?

    Yes, employee cards come at no additional cost, allowing you to centralize business spending.

  • What is the sign-up bonus?

    The card offers a sign-up bonus of $750 cash back after spending $6,000 in the first 3 months from account opening.

  • Are there foreign transaction fees?

    Yes, the card charges a 3% foreign transaction fee, making it better suited for domestic use.

  • Can cash back be redeemed as points?

    Yes, cash back can be redeemed as Chase Ultimate Rewards® points, allowing for flexible redemption options.

How to Apply for the Ink Business Cash® Credit Card

Applying for the Ink Business Cash® Credit Card is simple and accessible for businesses with good to excellent credit. The application is available on the Chase website, where you’ll provide your business information. Chase reviews your business's financial health to confirm eligibility, and most applicants receive a decision within a few days. Once approved, you can issue employee cards, set spending limits, and immediately start earning rewards on business purchases.Continue to discover the simple steps to apply for this card!

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