U.S. Bank Cash+® Visa Signature® Card
Discover how the U.S. Bank Cash+® Visa Signature® Card offers flexible cash back rewards, customizable bonus categories, and exclusive cardholder benefits, making it an outstanding choice for savvy spenders.
By: Zienic
Customizable Cash Back
Choose two categories each quarter where you earn 5% cash back on your first $2,000 in combined purchases. Tailor your rewards to match your spending habits for maximum benefit.
Unlimited 1% Cash Back
Enjoy 1% cash back on all other purchases without any caps. This means every transaction helps you earn rewards, making every purchase rewarding.
No Annual Fee
Maximize your earnings without worrying about an annual fee cutting into your rewards. This makes the U.S. Bank Cash+® Visa Signature® Card a cost-effective option for everyday use.
Additional Cardholder Benefits
Gain access to Visa Signature® perks including rental car insurance, extended warranty protection, and exclusive travel and entertainment offers. Enhance your spending with added security and convenience.
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Understanding the U.S. Bank Cash+® Visa Signature® Card
The U.S. Bank Cash+® Visa Signature® Card stands out by offering a versatile rewards program that can be tailored to your lifestyle. Unlike many other cards, you can choose the categories for higher cash back rewards, which can be changed every quarter to adapt to your changing needs. Alongside competitive cash back rates, the card offers additional Visa Signature® benefits, which include comprehensive travel insurance, extended warranty on purchases, and exclusive offers on entertainment and dining. This card is ideal for those who want to maximize their spending power without paying an annual fee.
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How do I select my 5% cash back categories?
You can choose your 5% cash back categories each quarter through your online banking account or the U.S. Bank mobile app. Selections must be made each quarter to continue receiving the higher cash back rate in those categories.
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Is there a limit to the cash back I can earn?
You can earn 5% cash back on your first $2,000 in combined eligible purchases each quarter in your chosen categories. Thereafter, you continue earning 1% cash back. There is no cap on the 1% cash back for other purchases.
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What credit score is needed for the U.S. Bank Cash+® Visa Signature® Card?
Generally, a good to excellent credit score (670 and above) is recommended for a higher chance of approval for the U.S. Bank Cash+® Visa Signature® Card.
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Can I combine my cash back with other U.S. Bank rewards?
No, cash back earned with the U.S. Bank Cash+® Visa Signature® Card is not combinable with other U.S. Bank reward programs. However, you can redeem your cash back directly into a U.S. Bank checking or savings account, or as a statement credit.
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What happens if I forget to choose my 5% categories?
If you do not select your categories each quarter, you will automatically earn 1% cash back on all purchases until new categories are selected.
How to Apply for the U.S. Bank Cash+® Visa Signature® Card
After you submit your application, US Bank will check your eligibility and credit history. If you qualify, you'll receive your card in the mail within a few business days. Apply for this card easily today with our help, click on the button bellow to see our complete guide! (You will continue in our website)
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