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Chase Sapphire Preferred® Credit Card

Chase Sapphire Preferred® offers strong travel rewards, flexible redemption, and valuable protections for everyday and travel purchases.

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Earn More Points on Dining and Travel

This card makes it easy to accumulate rewards quickly. You'll earn 2x points on travel and 3x points on dining, ensuring every adventure and meal out gets you closer to your next reward. These high-earning categories are designed to boost your points balance fast, so you can enjoy valuable benefits from your everyday spending without any hassle.

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Boosted Value for Travel Redemptions

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Your points are worth 25% more when you redeem them for travel through Chase Ultimate Rewards®. This means your rewards have more value, so a trip that might have cost you more can now be booked with fewer points. It’s a simple way to maximize your earnings and make sure you get the most out of every point you’ve worked to accumulate.

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Generous Sign-Up Bonus

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New cardholders get a valuable sign-up bonus that gives a strong boost to their rewards balance. This is a great way to kickstart your earnings and get closer to your next big reward, whether that's a trip or a statement credit. It’s a simple perk that makes your first few months of spending even more rewarding, setting you on the right path to maximizing your card's benefits.

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Travel and Purchase Protections

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This card offers comprehensive travel and purchase protections, giving you peace of mind wherever you go. You get trip cancellation insurance to protect your plans and primary rental car insurance, so you can decline the rental company's expensive coverage. These benefits are designed to protect your purchases and travel, providing an extra layer of security for your adventures and daily life.

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Why the Chase Sapphire Preferred® Stands Out

The Chase Sapphire Preferred® Credit Card has become a favorite among travelers thanks to its balance of strong rewards and reasonable annual fee. Cardholders earn points across popular spending categories, including dining, travel, select streaming services, and online grocery purchases. These points can be redeemed for travel through the Chase Ultimate Rewards® portal at a boosted value or transferred to leading airline and hotel partners such as United, Southwest, Hyatt, and Marriott. The card also includes valuable travel protections, including trip interruption insurance, lost luggage reimbursement, and primary rental car coverage. With these benefits, travelers can feel more secure while exploring new destinations. Another standout feature is the ability to maximize rewards when dining worldwide, making it a top choice for food enthusiasts. For a modest annual fee compared to premium travel cards, the Chase Sapphire Preferred® delivers a solid combination of perks, flexibility, and rewards potential, making it one of the best starter travel cards on the market

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  • What credit score do I need for the Chase Sapphire Preferred®?

    Typically, a good to excellent credit score (700 or higher) is recommended for approval.

  • Does the card charge foreign transaction fees?

    No, the Chase Sapphire Preferred® has no foreign transaction fees, making it ideal for international travel.

  • Can I transfer points to airline or hotel loyalty programs?

    Yes, you can transfer points at a 1:1 ratio to leading travel partners such as United, Southwest, Hyatt, and Marriott.

  • What is the annual fee for the Chase Sapphire Preferred®?

    The annual fee is , which is relatively low compared to other travel rewards cards.

  • Is the Chase Sapphire Preferred® better for beginners or frequent travelers?

    It works well for both. Beginners benefit from its simple rewards system, while frequent travelers appreciate the transfer options and travel protections.

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How to Apply for the Chase Sapphire Preferred®

Applying for the Chase Sapphire Preferred® Credit Card is straightforward. Interested applicants can visit Chase’s official website, where the online application typically takes only a few minutes to complete. You’ll need to provide standard financial details such as your income, employment status, and credit history. A good to excellent credit score is generally required for approval, so applicants should ensure their credit profile is in strong standing before applying. One key step before applying is checking if you qualify for any pre-approval offers, which may improve your chances of acceptance. Once submitted, most applicants receive an instant decision, although in some cases, Chase may request additional information. Upon approval, new cardholders can immediately begin earning points on eligible purchases and work toward the sign-up bonus. With its straightforward process and competitive benefits, applying for the Chase Sapphire Preferred® is a simple step toward unlocking valuable rewards and travel perks

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